https://touchsuite.com/blog Payment processing insights, guides and plain-English explainers for business owners and finance teams. en-us Fri, 09 Oct 2026 12:00:00 GMT https://touchsuite.com/blog/payments-erp-integration-reconciliation https://touchsuite.com/blog/payments-erp-integration-reconciliation Fri, 09 Oct 2026 12:00:00 GMT Michael Tumminia Reconciliation ERP Integration Accounting What payment reconciliation involves, which steps an ERP or accounting integration automates, and what to check before choosing one. https://touchsuite.com/blog/what-makes-a-business-high-risk https://touchsuite.com/blog/what-makes-a-business-high-risk Tue, 06 Oct 2026 12:00:00 GMT Michael Tumminia High-Risk Merchants Underwriting Chargebacks Card Payments How acquirers judge merchant risk, from industry and chargebacks to prepayment, and what a high-risk label means for pricing, reserves and paperwork. https://touchsuite.com/blog/recurring-billing-declines-and-recovery https://touchsuite.com/blog/recurring-billing-declines-and-recovery Fri, 02 Oct 2026 12:00:00 GMT Michael Tumminia Recurring Billing Card on File Declines Card Payments Why saved-card and subscription payments fail, how account updaters, tokens and retries recover them, and which card network rules limit retries. https://touchsuite.com/blog/authorize-net-visa-cedp-compliance-migrating-from-level-2-and-level-3 https://touchsuite.com/blog/authorize-net-visa-cedp-compliance-migrating-from-level-2-and-level-3 Wed, 30 Sep 2026 12:00:00 GMT TouchSuite Visa Level 2 and Level 3 are being replaced by CEDP. Learn what Authorize.net merchants need for Product 3 data, why the Virtual Terminal isn't enough, and how TouchSuite helps you migrate securely and keep fees low. https://touchsuite.com/blog/nmi-visa-cedp-compliance-migrating-from-level-2-and-level-3 https://touchsuite.com/blog/nmi-visa-cedp-compliance-migrating-from-level-2-and-level-3 Wed, 30 Sep 2026 12:00:00 GMT TouchSuite Visa Level 2 and Level 3 are being replaced by CEDP. Learn the timeline, the new Product 3 data rules, and how TouchSuite's 10+ years with NMI helps you migrate securely and keep your fees low. https://touchsuite.com/blog/how-tap-to-pay-on-a-phone-works https://touchsuite.com/blog/how-tap-to-pay-on-a-phone-works Tue, 29 Sep 2026 12:00:00 GMT Michael Tumminia Contactless Mobile Payments In-Person Payments How a smartphone accepts contactless card and wallet payments, why the card number stays hidden, and what a merchant needs to set it up. https://touchsuite.com/blog/ach-vs-card-payments-for-b2b-invoices https://touchsuite.com/blog/ach-vs-card-payments-for-b2b-invoices Fri, 25 Sep 2026 12:00:00 GMT Michael Tumminia ACH eCheck B2B Payments Card Payments Accounts Receivable How ACH, eCheck and card payments differ for business invoices in speed, cost, returns and disputes, and how to choose a method per customer. https://touchsuite.com/blog/chargebacks-explained https://touchsuite.com/blog/chargebacks-explained Tue, 22 Sep 2026 12:00:00 GMT Michael Tumminia Chargebacks Disputes Fraud Prevention Card Payments How a card dispute moves from the cardholder to the issuer to your account, what reason codes mean, and what evidence helps you respond. https://touchsuite.com/blog/pci-dss-for-small-merchants https://touchsuite.com/blog/pci-dss-for-small-merchants Fri, 18 Sep 2026 12:00:00 GMT Michael Tumminia PCI DSS Security Compliance How PCI DSS works for small businesses: who sets and enforces it, how SAQs and scans fit in, and how outsourcing card handling changes your share. https://touchsuite.com/blog/card-settlement-and-funding-times https://touchsuite.com/blog/card-settlement-and-funding-times Tue, 15 Sep 2026 12:00:00 GMT Michael Tumminia Settlement Funding Card Processing How a card sale moves from authorization to clearing, settlement and deposit, and what decides whether your money arrives next day or later. https://touchsuite.com/blog/what-is-a-chargeback-ratio-and-how-can-merchants-keep-it-under-control https://touchsuite.com/blog/what-is-a-chargeback-ratio-and-how-can-merchants-keep-it-under-control Tue, 18 Aug 2026 12:00:00 GMT TouchSuite Learn how Visa and Mastercard measure chargeback ratios differently, diagnose the six root causes, and build a weekly routine to keep your merchant account in good standing. https://touchsuite.com/blog/what-is-a-rolling-reserve-on-a-high-risk-merchant-account https://touchsuite.com/blog/what-is-a-rolling-reserve-on-a-high-risk-merchant-account Sat, 15 Aug 2026 12:00:00 GMT TouchSuite Understand rolling, fixed, and capped reserves—how they work, when funds release, and what to ask before signing a high-risk merchant agreement. https://touchsuite.com/blog/merchant-account-vs-payment-gateway-vs-payment-processor-what-do-you-actually-need https://touchsuite.com/blog/merchant-account-vs-payment-gateway-vs-payment-processor-what-do-you-actually-need Wed, 12 Aug 2026 12:00:00 GMT TouchSuite Understand the real difference between a merchant account, payment gateway, and processor—then choose the right setup for your store, e-commerce site, or high-risk business. https://touchsuite.com/blog/cash-discount-vs-surcharge-vs-dual-pricing-whats-the-difference https://touchsuite.com/blog/cash-discount-vs-surcharge-vs-dual-pricing-whats-the-difference Sat, 08 Aug 2026 12:00:00 GMT TouchSuite Understand the legal and operational differences between cash discount, surcharge, and dual-pricing programs before choosing one for your business. https://touchsuite.com/blog/level-2-vs-level-3-credit-card-processing-what-b2b-merchants-need-to-know https://touchsuite.com/blog/level-2-vs-level-3-credit-card-processing-what-b2b-merchants-need-to-know Wed, 05 Aug 2026 12:00:00 GMT TouchSuite Understand Level 2 vs Level 3 processing data fields, interchange qualification, and ERP dependencies before assuming enhanced data will lower your B2B costs. https://touchsuite.com/blog/odoo-payment-processing-how-integrated-payments-and-reconciliation-work https://touchsuite.com/blog/odoo-payment-processing-how-integrated-payments-and-reconciliation-work Sat, 01 Aug 2026 12:00:00 GMT TouchSuite How invoice, recurring billing, tokenization, and reconciliation workflows connect inside Odoo — and how TouchSuite's NMI-based integration fits the architecture. https://touchsuite.com/blog/payment-processing-for-credit-repair-businesses-a-complete-buying-guide https://touchsuite.com/blog/payment-processing-for-credit-repair-businesses-a-complete-buying-guide Wed, 22 Jul 2026 12:00:00 GMT TouchSuite Credit repair is a high-risk vertical most processors restrict. Learn what to look for in a credit repair payment processor, how to get approved, and how TouchSuite supports the industry. https://touchsuite.com/blog/what-is-working-capital-and-how-do-merchant-cash-advances-work https://touchsuite.com/blog/what-is-working-capital-and-how-do-merchant-cash-advances-work Sat, 18 Jul 2026 12:00:00 GMT TouchSuite Working capital is the cash that keeps your business running. Learn how merchant cash advances work, when they make sense, and how TouchSuite provides fast access to both. https://touchsuite.com/blog/how-to-get-approved-for-a-high-risk-merchant-account-step-by-step https://touchsuite.com/blog/how-to-get-approved-for-a-high-risk-merchant-account-step-by-step Wed, 15 Jul 2026 12:00:00 GMT TouchSuite Get approved for a high-risk merchant account by choosing the right processor, preparing complete documentation, and completing underwriting promptly. Full step-by-step guide. https://touchsuite.com/blog/best-pos-systems-for-small-businesses-clover-vs-epos-now-vs-alternatives https://touchsuite.com/blog/best-pos-systems-for-small-businesses-clover-vs-epos-now-vs-alternatives Fri, 10 Jul 2026 12:00:00 GMT TouchSuite Compare Clover, Epos Now, Square, and Toast by business type, hardware, and payment relationship. Scenario-based picks with honest tradeoffs. https://touchsuite.com/blog/cbd-merchant-accounts-how-to-accept-credit-cards-for-cbd-hemp-in-2026 https://touchsuite.com/blog/cbd-merchant-accounts-how-to-accept-credit-cards-for-cbd-hemp-in-2026 Wed, 01 Jul 2026 12:00:00 GMT TouchSuite Most mainstream processors restrict CBD and hemp. Learn how to get a stable CBD merchant account, what documentation you need, and how TouchSuite supports CBD & hemp businesses. https://touchsuite.com/blog/best-high-risk-merchant-account-providers-for-small-businesses-2026-guide https://touchsuite.com/blog/best-high-risk-merchant-account-providers-for-small-businesses-2026-guide Sat, 20 Jun 2026 12:00:00 GMT TouchSuite The best high-risk merchant account providers approve CBD, credit repair, nutraceuticals, firearms, and eCommerce businesses with transparent pricing and fast underwriting. 2026 guide.