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Cash advance for small retail businesses: Small retail businesses often face cash flow challenges due to inventory costs, seasonality, or unexpected expenses. A cash advance offers a lump sum upfront, and the provider recoups the funds through a percentage of future credit card sales. This arrangement allows small retail businesses to access quick cash without the burden of fixed monthly repayments. Business owners should assess their cash flow needs and the terms of the cash advance carefully to ensure it aligns with their ability to manage daily sales deductions.
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