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Payment Processing Insights & Resources

Tips, guides, and industry news to help merchants and partners navigate the world of payment processing.

Chargebacks

What Is a Chargeback Ratio and How Can Merchants Keep It Under Control?

Learn how Visa and Mastercard measure chargeback ratios differently, diagnose the six root causes, and build a weekly routine to keep your merchant account in good standing.

August 18, 2026 Read More →
High-Risk

What Is a Rolling Reserve on a High-Risk Merchant Account?

Understand rolling, fixed, and capped reserves — how they work, when funds release, and what to ask before signing a high-risk merchant agreement.

August 15, 2026 Read More →
Education

Merchant Account vs. Payment Gateway vs. Payment Processor: What Do You Actually Need?

Understand the real difference between a merchant account, payment gateway, and processor — then choose the right setup for your store, e-commerce site, or high-risk business.

August 12, 2026 Read More →
Pricing

Cash Discount vs. Surcharge vs. Dual Pricing: What's the Difference?

Understand the legal and operational differences between cash discount, surcharge, and dual-pricing programs before choosing one for your business.

August 8, 2026 Read More →
B2B Payments

Level 2 vs. Level 3 Credit Card Processing: What B2B Merchants Need to Know

Understand Level 2 vs Level 3 processing data fields, interchange qualification, and ERP dependencies before assuming enhanced data will lower your B2B costs.

August 5, 2026 Read More →
Integrations

Odoo Payment Processing: How Integrated Payments and Reconciliation Work

How invoice, recurring billing, tokenization, and reconciliation workflows connect inside Odoo — and how TouchSuite's NMI-based integration fits the architecture.

August 1, 2026 Read More →
High-Risk

Payment Processing for Credit Repair Businesses: A Complete Buying Guide

Credit repair is a high-risk vertical, so you need a merchant account from a processor that explicitly supports it — most mainstream processors restrict credit repair and may freeze accounts.

July 22, 2026 Read More →
Finance

What Is Working Capital and How Do Merchant Cash Advances Work?

Working capital is the money a business uses for day-to-day operations — inventory, payroll, marketing, and other near-term needs. A merchant cash advance provides a lump sum you repay as a percentage of future card sales.

July 18, 2026 Read More →
High-Risk

How to Get Approved for a High-Risk Merchant Account (Step-by-Step)

Get approved by choosing a processor that specializes in your vertical, preparing complete documentation, and completing underwriting promptly.

July 15, 2026 Read More →
POS Systems

Best POS Systems for Small Businesses: Clover vs. Epos Now vs. Alternatives

Compare Clover, Epos Now, Square, and Toast by business type, hardware, and payment relationship. Scenario-based picks with honest tradeoffs.

July 10, 2026 Read More →
Comparison

TouchSuite vs. Square vs. Stripe: Which Payment Processor Is Right for Your Business?

Compare TouchSuite, Square, and Stripe on pricing, onboarding, high-risk eligibility, POS hardware, e-commerce, and ERP integrations before you decide.

July 5, 2026 Read More →
High-Risk

CBD Merchant Accounts: How to Accept Credit Cards for CBD & Hemp in 2026

To accept credit cards for CBD or hemp, you need a high-risk merchant account from a processor that explicitly supports the CBD vertical — most mainstream flat-rate processors restrict it.

July 1, 2026 Read More →
Education

How Much Does Payment Processing Cost? A Plain-English Breakdown of Rates & Fees

Understand interchange, network assessments, processor markup, and incidental fees — then calculate your effective rate. A practical guide for U.S. merchants.

June 25, 2026 Read More →
High-Risk

Best High-Risk Merchant Account Providers for Small Businesses (2026 Guide)

The best high-risk merchant account providers approve businesses that traditional banks decline — like CBD, credit repair, nutraceuticals, firearms, and eCommerce — with transparent pricing and fast underwriting.

June 20, 2026 Read More →
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