Tips, guides, and industry news to help merchants and partners navigate the world of payment processing.
Credit repair is a high-risk vertical, so you need a merchant account from a processor that explicitly supports it — most mainstream processors restrict credit repair and may freeze accounts.
Working capital is the money a business uses for day-to-day operations — inventory, payroll, marketing, and other near-term needs. A merchant cash advance provides a lump sum you repay as a percentage of future card sales.
Get approved by choosing a processor that specializes in your vertical, preparing complete documentation, and completing underwriting promptly.
The best small-business POS integrates payments, inventory, and reporting in one reliable system that fits how you actually sell.
Square and Stripe are flat-rate processors best suited to low-risk, standardized businesses. TouchSuite specializes in traditional and high-risk merchant accounts with integrated POS and working-capital access.
To accept credit cards for CBD or hemp, you need a high-risk merchant account from a processor that explicitly supports the CBD vertical — most mainstream flat-rate processors restrict it.
Payment processing typically costs a small percentage of each transaction plus a flat per-transaction fee, layered on top of card-network interchange.
The best high-risk merchant account providers approve businesses that traditional banks decline — like CBD, credit repair, nutraceuticals, firearms, and eCommerce — with transparent pricing and fast underwriting.
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