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Blog

Payment Processing for Credit Repair Businesses: A Complete Buying Guide

Quick answer: Credit repair is a high-risk vertical, so you need a merchant account from a processor that explicitly supports it — most mainstream processors restrict credit repair and may freeze accounts. […]

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What Is Working Capital and How Do Merchant Cash Advances Work?

Quick answer: Working capital is the money a business uses for day-to-day operations — inventory, payroll, marketing, and other near-term needs. A merchant cash advance (MCA) provides a lump sum […]

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How to Get Approved for a High-Risk Merchant Account (Step-by-Step)

Quick answer: Get approved by choosing a processor that specializes in your vertical, preparing complete documentation, and completing underwriting promptly. With a specialist like TouchSuite — which underwrites CBD, credit […]

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Best POS Systems for Small Businesses: Clover vs. Epos Now vs. Alternatives

Quick answer: The best small-business POS integrates payments, inventory, and reporting in one reliable system that fits how you actually sell. Clover and Epos Now are popular options; TouchSuite offers […]

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TouchSuite vs. Square vs. Stripe: Which Payment Processor Is Right for Your Business?

Quick answer: Square and Stripe are flat-rate processors best suited to low-risk, standardized businesses — Square for in-person retail and Stripe for online/developer-first setups. TouchSuite specializes in traditional and high-risk merchant accounts […]

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CBD Merchant Accounts: How to Accept Credit Cards for CBD & Hemp in 2026

Quick answer: To accept credit cards for CBD or hemp, you need a high-risk merchant account from a processor that explicitly supports the CBD vertical — most mainstream flat-rate processors restrict it […]

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How Much Does Payment Processing Cost? A Plain-English Breakdown of Rates & Fees

Quick answer: Payment processing typically costs a small percentage of each transaction plus a flat per-transaction fee, layered on top of card-network interchange. Your effective rate — total fees divided by total […]

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Best High-Risk Merchant Account Providers for Small Businesses (2026 Guide)

Quick answer: The best high-risk merchant account providers approve businesses that traditional banks decline — like CBD, credit repair, nutraceuticals, firearms, and e-commerce — with transparent pricing, fast underwriting, and […]

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TouchSuite - Electronic Payments | Capital | Advisory

American Bancard, LLC, d/b/a TouchSuite®, is a registered Independent Sales Organization (ISO) of Wells Fargo Bank, N.A., Concord, CA; Citizens Bank, N.A., Providence, RI; Esquire Bank, Jericho, NY; and a registered ISO/MSP of FFB Bank, Fresno, CA.

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Boca Raton, FL 33487

800-793-3250

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