skip to Main Content


Credit Counseling & Repair
Credit Card Processing

Domestic High-Risk Merchant Accounts
Schedule a 15-minute call to gain access to secure, US-based payment processing. 


Credit Counseling and Repair Payment Processing

With TouchSuite, you know where your money is. Domestic Processing with a US-Based Bank.

Traditional financial institutions are wary of the risks involved with a high-risk credit repair merchant account. Even though many online credit repair merchants have proven they can efficiently operate outside the traditional brick-and-mortar model, high chargebacks in this sector make banks hesitant to help them process payments.

In order to accept credit card transactions for your credit repair business, you must have a credit repair merchant account from a provider who specializes in these types of accounts. You cannot use Stripe, PayPal, and other common gateways because it is a violation of their Terms of Use Policy. Their auditors will quickly find out that you are in violation of your agreement to their terms and will ban you.

Credit repair businesses are considered high risk for several reasons. The main reason is the type of clients the business serves. Credit counseling, as well as credit repair and restoration, are often used by clients who have a terrible track record in terms of credit performance.

TouchSuite understands the particular issues associated with many high-risk verticals. Your business may carry a reputational risk and we’re ok with that. We help Credit Counseling and Repair businesses shops find the credit card processing solution that best meets their business needs.

With TouchSuite, credit counseling and repair businesses are able to take payments safely, securely and with true confidence in their processor.

Call us 561-288-1865 or click to schedule a time that works for you.

Credit_first-photo (1)


Increase Your Processing Limits

The processing information below came from one of your competitors. Adding TouchSuite is a fast and easy process. 

Processing Limits Before TouchSuite
Processing Limits with TouchSuite
Credit_2_photo (1)

Grow Your Business

A common complaint among adult product store owners is that the acquiring bank has imposed a monthly volume cap on their processing. If you go over your monthly limit you may be at risk of having a hold placed on your account or termination.

Opening a merchant account with TouchSuite helps you avoid reaching your volume limits. With an additional merchant account, you can lower your chargeback ratio and increase your revenue. Additionally, our high-risk division is U.S based and provides reporting tools and resources that help you mitigate chargeback and dispute risk.

Our specialists help you accept payments in a manner that optimizes the cost of accepting credit cards. We focus on you, so you can focus on running your business.


Great benefits for your business.

You get more than just lower rates.

Free Payment Hardware
Qualified merchants are able to receive free processing equipment and hardware packages.

Low Payment Processing Rates
In addition to finding the best rates for your business type and size, TouchSuite will meet-or-beat any competitors processing rates.

In-House Underwriting & Risk
Our U.S based high-risk division is here to help you mitigate chargebacks and dispute risk.

Next Day Funding
Speed up your cash flow with our next day funding options. Gaining quick access to capital is critical to developing your business.

All Payment Types, All Networks
You should never have to say no to a customers payment. With our cutting-edge equipment, you can accept credit cards, mobile payments, checks and everything else they might throw at you.

Placeholder (1)

Want to talk now? Call us 561-288-1865


“They made the process easy”


Credit repair services get a bad rep and opening a payment processing account is never easy. Our merchant account was up and running pretty quickly and our account manager is always available to answer any questions! Great company!”

Ray A. of Freedom Repair

Want to talk now? Call us 561-288-1865


TouchSuite can save you money.

Many banks and financial institutions don’t want to take the risk of betting on a client whose business model revolves around the poor performance of its clients. Because of this, most conventional merchant account providers generally deny these businesses a merchant account.

When you choose high-risk merchant account providers who can also conveniently handle ACH Processing/Check Processing, then you are all set. TouchSuite has extensive experience in approving credit repair business merchant accounts. We know the ins and outs of getting a credit repair merchant account because this is our specialty. The process is easy, and our rates are fair.

It’s easy to get the conversation started. 

We give you lots of easy options to start the conversation.

Call us 561-288-1865.

Live Chat (9AM-6PM EST)

Send an email

Fill out the form below and a TouchSuite account executive will contact you to answer all your questions and discuss the best credit repair credit card processing solution for your company.