Are Processing Fees Eating Into Your Profits?
TouchSuite's Cash Discount Program lets you pass the cost of card processing to customers who choose to pay by card — while rewarding customers who pay cash. Eliminate processing costs without eliminating card payments.
Processing fees add up to thousands per year
The average merchant pays 2–3% per card transaction. For a business processing $50,000/month, that's $1,000–$1,500 disappearing every month — $12,000–$18,000 per year — just to accept card payments.
TouchSuite's compliance-approved programs let you recover those costs legally and transparently — keeping more money in your business where it belongs.
- Eliminate or dramatically reduce processing fees
- Fully compliant with card network rules
- Keep accepting all major cards
- Simple, automatic fee adjustment at checkout
Three programs, one goal
Choose the approach that fits your business and customer base. All three are legally compliant and supported by TouchSuite's expert team.
Surcharge Options
Add a small surcharge to card transactions (credit only, not debit) to recover processing costs. Customers pay the posted price when using cash or debit. Surcharging is compliant in most U.S. states and must be disclosed at the point of sale.
Cash Discount Programs
Post slightly higher prices and offer a discount for customers who pay with cash. Unlike surcharging, cash discounts are legal in all 50 states and carry no card network restrictions — making this the most widely adopted approach.
Dual Pricing
Display two prices side by side — one for cash and one for card. Customers self-select their preferred payment method with full transparency. This approach is growing rapidly in retail and QSR environments nationwide.
Simple setup, automatic savings
TouchSuite handles all the setup and configuration. Your POS or payment terminal automatically applies the correct pricing at checkout — no manual adjustments needed by your staff.
- TouchSuite configures your terminal or POS system
- Pricing adjusts automatically at checkout
- Clear signage provided to inform customers
- Compliant receipts generated automatically
- Monthly reporting shows your savings
Save Up to $18,000+ Per Year
For a business processing $50,000/month in card transactions, eliminating a 2.5% processing fee means keeping up to $1,500 per month — or $18,000+ annually — that was going to your processor.
Calculate My Savings →
Regulatory Compliance Made Easy
Card network rules around surcharging and cash discounting are complex. TouchSuite's compliance team stays current on all Visa, Mastercard, and Amex regulations so you don't have to worry about violations or penalties.
- Fully compliant with all major card network rules
- Required disclosures handled automatically
- State-by-state compliance monitoring
- Compliant receipts and signage included
- Dedicated compliance support team
Complete the form to speak with a TouchSuite representative
Our specialists will help you choose the right program and calculate your potential savings — at no obligation.